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Susan Korwin

Setting extreme goals for yourself will most likely guarantee failure, so I recommend setting goals that are more realistic. Instead of denying yourself all the goodies you enjoy for the rest of your life, try these tips to help you get into the shape you have always dreamed of:

Move Your Body. Physical activity comes in all forms. Just 30 minutes a day will decrease stress, burn calories and amp up your metabolism. Don’t feel the pressure to chain yourself to a gym…which, as in most cases, within a few months will have you quitting. I strongly believe in dancing! Put on some music and dance around your kitchen if you have to. The time will go by quickly, and you won’t even realize the amount of calories you are burning. My kitchen is on two levels, and I often use the step down to the lower part as an opportunity to exercise. While the television is on, I often do step aerobics right there in the kitchen! Be creative. Exercise doesn’t have to be expensive.
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Susan Korwin

Because of this slow economy, many more people will be vying for the same positions. What we wear to a job interview is a “clue” about ourselves that we want the world to discover. The more polished and professional we appear, the sooner we’ll be on our way to new career opportunities. Investing in the right “power outfit” is an investment in our future.

This New Year brings lots of changes. Expectations are higher…the business climate is much more competitive and demanding. Therefore, standing out is much more important now than it was 10 years ago. You will want your first impression to be great, not just good. According to Kim Zoller at Image Dynamics, 55% of how you are perceived is on how you look. This is what the employer first notices about you.

A neat male wearing a suit and tie to an interview will make a much better impression than someone who is wearing jeans and a t-shirt, even if the job environment is casual.
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Dr. Gregory S. Coakley

Dr. Coakley,

I thought that I’d be able to do Invisalign but it turns out that I’m not a candidate. I still want to straighten my teeth but I am not looking forward to having braces on my teeth for a year or longer. Isn’t there a way that we could just tighten the wires really tight and finish my treatment in 2 months?

This is a common sentiment that orthodontists run into a lot. It may seem like it’s feasible to just pull really hard and have everything move into place a lot sooner, but things unfortunately don’t work that way.

The main danger that all orthodontic treatment could run into is a process called root resorption. When your adult teeth are beginning to arrive and the baby teeth are in the way, the natural process of deciduous root resorption occurs. The adult teeth exert pressure on the roots of the baby teeth which causes  surrounding macrophages–neutral bodies present in the surrounding tissue–to differentiate into osteoclasts–specialized bodies which work to resorb bone–which then “eat away” the root of the tooth.
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Craig R. Bolotsky, CPA

Dear Craig,

Although I can contribute to my 401(k) after a year of employment at my current job and the company matches 100% of the first 6% of my salary, I’m not completely ‘vested’ for another 5 years. What does that mean?

-Amanda C.

Dear Amanda,

VESTING: The process by which employees accrue non-forfeitable rights over employer contributions that are made to the employee’s qualified retirement plan account.

Vesting affects only the amount of funds matched and contributed by your employer. Each year that you stay with your company, you earn the right to twenty percent (20%) more of your matched funds. The employer’s matched funds and income earned on those funds are “vested” to you each year at a twenty percent increment, (hence, 5 years at 20% per year equals 100% ). This benefit package structure entices long-term employment since you forfeit some of the matched contributions if you leave your job in less than five years.

(Arbitrarily, if you make $100,000, the company would completely match $6,000 in contributions, or 6% of your salary. If you contributed $6,000 and then left your job after three years, the company would only be responsible for 60% of their total contribution, or $3,600. If you still only contributed $6,000 and stayed for five years, the company would then be responsible for $6,000 since you would be 100% vested). The five-year vesting requirement is only used to make the calculation of the company match at the time you terminate your employment. 

Regardless of vesting, the total of your current contributions and the income earned on the money that you’ve contributed is yours. 

Please contact me with any further questions: 201-436-4800.

Craig

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Susan Korwin

*Well, it’s another new year, and if you are still feeling bad about yourself, here’s some good advice: change your image! Once you get your outside reflecting what you have on the inside,you will be amazed at how many other things fall into place..…higher self esteem, job opportunities, and perhaps even that special relationship.

Case in point:

When you stroll through a department store and notice the displays, do they entice you to look at a certain outfit? They should, because that is what they are intended to do. Those displays are put there to tempt you to spend money. Why? Because it is called “Salesmanship” Ever since that pushcart owner polished his fruit and vegetables in order for them to sell faster, image has played an important role in the bottom line.

So should you!!!!

It doesn’t have to cost a lot…there are plenty of budget friendly image resolutions that you should make this year to help you achieve your goals. Here are just a few:
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Dr. Gregory S. Coakley

Dr. Coakley,

I had regular metal braces on my teeth when I was a teenager about 25 years ago. I unfortunately lost my retainer about 23 years ago. Since that time my teeth have shifted back almost to where they started; I have a gap between my front teeth again and on the bottom my front teeth are rotated. I couldn’t really see myself wearing metal braces again, do you think Invisalign would work?

Invisalign was essentially created to fix the types of problems that occur in patients that once had orthodontic treatment but whose teeth are now relapsing. From your description, it sounds like Invisalign should work to correct your issues and could take as little as 20 weeks with Invisalign Express.

There are a number of limiting factors in using Invisalign, though: physical limitations of the aligners as well as behavioral factors, and each case has to be examined closely. For an example of a physical limitation, because of the way the aligner system attaches to the teeth, Invisalign is not good at moving teeth “up and down.” Difficulty is also presented in rotating pre-molars because the round shape doesn’t provide much “grip” for the aligner.
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Susan Korwin

I HAVE A DATE AND I’M NOT REALLY SURE WHAT TO WEAR. WE ARE GOING TO DINNER, BUT HE DIDN’T GIVE ME ANY OTHER INFORMATION. I DON’T WANT TO LOOK OVERDRESSED, BUT I ALSO DON’T WANT TO LOOK TOO CASUAL. ANY THOUGHTS?

In a situation like this, I like to take a cue from the likes of Audrey Hepburn, who always looked flawless, no matter what the occasion. Keep your outfit chic and simple and you will fit in anywhere. You can’t go wrong with the LBD (little black dress)!! No matter what your size, there is something for you. Speigel and Newport News (through their catalogues or online) carry a line called Shape FX, which flatters all shapes and sizes with camouflaging contours. There is no reason to look frumpy anymore.
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Susan Korwin

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I FEEL BAD ABOUT MYSELF AND WHENEVER I GO INTO A STORE FITTING ROOM OR LOOK INTO THE MIRROR I JUST WANT TO GIVE UP. WHAT CAN I DO?

Don’t give up!! Just a few small changes can dramatically improve your self-image. First, many people, in seeking out love, tend to look outward rather than inward. Falling in love with yourself can be just as wonderful an experience as falling in love with someone else. This is not conceited or selfish…
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Susan Korwin

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I AM A GUY WHO NEVER TOOK MUCH INTEREST IN MY WARDROBE. I AM NOW BACK ON THE MARKET. HOW DO I LOOK MY BEST?

Well, let’s start with a DO list:

DO spend on jeans that fit really well, meaning not baggy in the butt. They should hug the butt, but not too tightly. You should invest in two styles: a lighter pair to wear casually with a nice sweater or shirt, and a darker, more fitted straightleg to wear with a blazer (a must ), for a more formal, polished look. This look will work almost anywhere,
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Dr. Robert Korwin DMD MAGD MICOI

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Dear Dr. Korwin,

My upper molar is broken below the gum line from a car accident and needs to be removed. I want my teeth to be easy to take care of. I have no idea if I should leave it alone or get a bridge or an implant. What should I do?

When teeth are removed and not replaced, the neighboring teeth shift. Your mouth can get uncomfortable when chewing, and cavities and gum disease grow faster. Take a tip from an expert, to make your mouth easiest and quickest to take care of, you should have the extracted tooth replaced as soon as possible, or at least use a retainer to keep the neighbors from shifting.

When a bridge is used, cleaning your teeth is a little more time consuming since you have to clean under the bridge every day. An implant is shaped most like your natural tooth so it takes the least additional care. Cleaning an implant is very similar to cleaning your natural teeth.
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